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Opportunity briefing / small commercial auto

See the market move.
Know where to act.

Turn dated account evidence into a short, explainable list of opportunities—then move from the signal to the account history without losing the reason it mattered.

Review path1Geography2Opportunities3Carrier movement4Compare + trend5Analyst6Underlying accounts

Opportunity geography

Where the next conversations are clustering.

Color represents visible accounts in the active opportunity cohort—not population, premium, or market share. Select a state to open the exact filtered account population behind it.

Fewer accountsMore accounts

Explainable opportunity

Accounts moving into view

ObservedCalculatedNeeds review
01
Fleet direction+6 units
Renewal timingFleet bandTexas appetite
Prospecting windowOct 12–Nov 11
92fit
02
Fleet direction+2 units
Fresh FMCSAActive authorityTarget radius
Prospecting windowNov 03–Dec 02
87fit
03
Fleet directionStable
Renewal monthLocal radiusSmall fleet
Prospecting windowNov 18–Dec 17
81fit

Competitive movement

Carrier paper gained, retained, and lost.

Observed cohort · Aug 2025 vs Aug 2026
“Gained” and “lost” describe movement inside this exact dated synthetic cohort. They are not national market share, written premium, or appointment claims.

Compare

One account is never the whole market.

Compare fleet trajectory, insurance history, renewal timing, safety signals, and evidence freshness using the same definitions.

Start with ABC Last Mile →

Saved work

Return to the decisions already in motion.

Working lists and watched accounts preserve why an account was saved, what changed, and what needs human review next.

Open your workspace →

Account comparison

Same definitions. Different trajectory.

ABC Last MilePrairie Line
Power unitsunits
18observedFMCSA Census synthetic fixture · 2026-08-20
18observedFMCSA Census synthetic fixture · 2026-08-19
12-month fleet change%
50derivedDotIntel snapshot comparison v1 · 2026-08-20
20derivedDotIntel snapshot comparison v1 · 2026-08-19
Risk signal indexindex
72derivedDotIntel risk signal v1 · 2026-08-20
GapmissingNot supplied
Days to projected anniversarydays
361derivedBindLab anniversary projection v1 · 2026-08-24
79derivedBindLab anniversary projection v1 · 2026-08-24
Comparisons align only identical metric definitions. A missing value stays a visible gap and never becomes zero.

Trend + benchmark

Growth is a direction, a pace, and a pattern.

Current 18Peer median 11Velocity +2/period
122025-09
132025-12
?2026-03
152026-05
182026-08
Direction
growing
Persistence
3 increases
Above baseline
+6 units
Above peer median
+7 units
Visible gap
2026-03
Trend calculations use only known dated values. Missing periods remain visible and are excluded from velocity rather than treated as zero.

Explainable AI analyst

Growth and renewal timing put this account on the review list.

Synthetic preview · live generation disabled
fact

The fleet increased from 12 to 18 observed power units.

Cites fleet-prior + fleet-current
calculation

That is a 50% increase: (18 − 12) ÷ 12.

Cites fleet-prior + fleet-current
inference

The combination of fleet growth and a known anniversary supports prioritizing human review.

84% confidenceCites fleet-current + fleet-prior + renewal-projection
next action

Confirm the current carrier observation and renewal timing before outreach.

Cites carrier-observation + renewal-projection
This explanation organizes evidence for human review. It does not make an insurance decision or determine price.

Macro to micro

Every insight ends at the accounts behind it.

Exact synthetic populations
01
Texas opportunity cluster

Visible synthetic Texas accounts in the active 90-day cohort

3 exact account references · synthetic.tx.0, synthetic.tx.1, synthetic.tx.2
02
Example carrier current cohort

Synthetic accounts with a current dated example-paper observation

6 exact account references · a, b, c, f, g, h
03
Fleet growth comparison

Synthetic comparison accounts with aligned fleet observations

2 exact account references · synthetic.abc, synthetic.prairie
04
Analyst review list

Synthetic accounts cited by the evidence-bounded analyst explanation

1 exact account reference · synthetic.abc
Workspace-scoped saved insights are active for the owner control. These synthetic homepage populations stay read-only so they cannot be mistaken for real account evidence.
Product truth

This preview uses synthetic accounts. Observations, calculations, projections, and missing evidence remain visibly distinct. No score is an underwriting decision or insurance quote.

Review trust and operations