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DOT Intelligence Submission Reportdraft-v1 - owner review
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Submission intelligence / synthetic review

ABC Last Mile Delivery

Last-mile delivery fleet - synthetic owner-review account

Executive summary

What the reviewed evidence says

A compact account-intelligence packet combining dated operating, insurance, safety, and historical relationship evidence. Missing periods remain visible and candidate signals require human review.

01 / Identity

Account and authority

Legal nameobserved
ABC Last Mile Delivery LLCAs of 2026-08-20 - FMCSA SAFER synthetic fixture
USDOTobserved
1234567As of 2026-08-20 - FMCSA SAFER synthetic fixture
Operating statusobserved
ActiveAs of 2026-08-20 - FMCSA SAFER synthetic fixture
Entity typeobserved
CarrierAs of 2026-08-20 - FMCSA SAFER synthetic fixture

02 / Operations

Fleet profile

Power unitsobserved
18As of 2026-08-20 - FMCSA Census synthetic fixture
Driversobserved
21As of 2026-08-20 - FMCSA Census synthetic fixture
Fleet directionderived
GrowingAs of 2026-08-20 - DotIntel fleet trend v1
Operationobserved
Interstate for-hireAs of 2026-08-20 - FMCSA SAFER synthetic fixture

03 / Insurance

Observed filing context

Last observed carrierobserved
Example Carrier A - NAIC 90001As of 2026-08-18 - FMCSA L&I synthetic fixture
Observed effective dateobserved
2025-08-20As of 2026-08-18 - FMCSA L&I synthetic fixture
Observed expirationobserved
2026-08-20As of 2026-08-18 - Policy-history synthetic fixture
Next anniversaryderived
2027-08-20As of 2026-08-24 - BindLab annual anniversary projection v1

04 / Safety

Signals, not a verdict

Risk signal indexderived
72 / 100As of 2026-08-20 - DotIntel risk signal index v1
Basic alerts observedobserved
1As of 2026-08-20 - FMCSA SMS synthetic fixture
Crash historymissing
Review source detailNot supplied
Safety ratingmissing
Not rated in reviewed evidenceNot supplied

05 / Changes

What deserves review

Fleet sizeobserved
+6 units since prior dated snapshotAs of 2026-08-20 - DotIntel snapshot comparison v1
Renewal windowderived
Entered review windowAs of 2026-08-24 - BindLab renewal window v1
Coverage statusderived
No current cancellation conclusionAs of 2026-08-24 - BindLab evidence rules v1

06 / Account trajectory

Dated insurance and premium history

observedExample Carrier B written period

Estimated premium $125,000

2014 submission synthetic fixture
observedRenewal submission

Submitted premium $184,000

2016 submission synthetic fixture
observedExample Carrier A written period

Written premium $410,000

2020 policy synthetic fixture
derivedProjected anniversary

Annual anniversary from last observed expiration

BindLab annual anniversary projection v1

07 / Historical pricing context

Show the math, not a quote

derived illustration
2020 written premium$410,0002020 policy synthetic fixture · effective 2020-08-20
÷
2020 observed power units12FMCSA Census synthetic fixtures · observed 2020-08-20
=
Historical premium / unit$34,167Calculated from the two dated observations
×
Current observed units18FMCSA Census synthetic fixtures · observed 2026-08-20
Fleet-size-only illustration$615,000+50% versus the historical premium, reflecting unit count only

Historical fleet-size context only. This is not an insurance quote, target premium, carrier indication, eligibility determination, or underwriting decision.

Not included: current carrier rate, loss history, driver schedule, vehicle values, territory, coverage and limits, fees and taxes.

08 / Carrier review order

Where a human might investigate first

Transparent evidence ranking—not a market recommendation.

01100review points
review first

Example Carrier A (synthetic candidate)

NAIC 90001
  • + appetite: Source-stated commercial-auto trucking appetite
  • + territory: Texas appears in the reviewed territory statement
  • + fleet band: Reviewed band includes 15-24 power units
  • + historical exposure: Prior written-period observation exists; not an appointment
  • + evidence freshness: Core appetite evidence observed within 30 days
Review-order evidence only. This is not an appointment, appetite confirmation, insurance eligibility decision, quote, carrier acceptance, or underwriting decision.
0270review points
possible review

Sentry (synthetic candidate)

NAIC 23456
  • + appetite: Source-stated trucking appetite
  • + territory: Texas appears in the reviewed territory statement
  • + evidence freshness: Core appetite evidence observed within 60 days

Review gaps: fleet band: No reviewed fleet-band statement · historical exposure: No account-specific historical exposure observed

Review-order evidence only. This is not an appointment, appetite confirmation, insurance eligibility decision, quote, carrier acceptance, or underwriting decision.
0340review points
evidence gap

Canal (synthetic candidate)

NAIC 34567
  • + appetite: Source-stated trucking appetite

Review gaps: territory: Texas territory detail needs review · fleet band: Reviewed fixture band does not include 18 units · historical exposure: No account-specific historical exposure observed · evidence freshness: Core evidence is outside the preferred freshness window

Review-order evidence only. This is not an appointment, appetite confirmation, insurance eligibility decision, quote, carrier acceptance, or underwriting decision.

Evidence gaps

What is still unknown

  • No reviewed premium evidence for 2015, 2017-2019, or 2021-present.
  • Crash-detail source is not linked.
  • Current insurance identity requires a fresh active NAIC-backed filing at report time.